TRAVEL& HEALTH INSURANCE

What is Travel Health Insurance?

Travel health insurance provides coverage for individuals traveling domestically, abroad, or to our country from abroad, protecting them against unexpected illnesses and health issues that may arise during their trips. It also facilitates life through assistance services.

Travel Health Insurance is often a mandatory requirement for many consulates during visa applications (especially for Schengen and U.S. visas), providing coverage for emergency health issues you might encounter during your travels. Additionally, you can choose to include coverage for medical expenses arising from all pandemic illnesses, including Covid-19, at your discretion.

What Does Travel Health Insurance Do?

Travel health insurance helps alleviate the financial burden of unexpected situations you may encounter while traveling. For instance, it covers situations such as needing emergency medical services, lost luggage, or trip cancellation. This makes your travels safer and more peaceful.

Travel insurance typically offers different coverage packages, which vary from company to company. These packages often include coverage for emergency medical assistance, hospital stays, emergency medical evacuation, funeral services in the event of death, and lost luggage.

Moreover, travel insurance has generally become a requirement for individuals planning to travel abroad. This is due to the requirement for travel health insurance in the visa application process for many countries, including the USA, UK, and Schengen countries.

What Does Travel Health Insurance Cover?
Travel Health Insurance generally covers medical expenses related to emergency health services and accidents. Different policies may cover various health services in different ways. However, travel health insurance typically includes the following:

– Medical Expenses Due to Accidents and Sudden Illness
– Medical and Funeral Transportation
– Return to Residence After Discharge
– Trip Cancellation
– Lost Luggage
– Food Poisoning

The coverage of each policy depends on the conditions, terms, and limits set by the insurance company. Therefore, it is important to always check the details of your policy to be sure about what is covered.

In Which Countries is Travel Health Insurance Valid?
Travel health insurance is generally valid in countries as determined by the policies of the insurance company and the regulations of the country being traveled to. The validity may vary across different countries and insurance companies.

For example, travel health insurance is typically valid in countries within the Schengen area, where coverage is generally provided with a guarantee of 30,000 Euros. Additionally, countries like the USA, Canada, and Japan also mandate travel health insurance.

However, travel health insurance services are generally not provided for regions with political or military risks. Travel health insurance is not valid in Afghanistan, the Democratic Republic of the Congo, Cuba, Iran, Syria, Sudan, North Korea, Lebanon, and Crimea.

In any case, it is recommended to check the details of your insurance policy to find out which countries your travel health insurance is valid in.

Please make your inquiry through the form below or directly contact us via the e-mail address.